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Our Price Promise for Buy-to-Let Property Insurance
Owning a property to let comes with unique responsibilities. From tenant management to unexpected property damage, there are risks that standard home insurance policies don’t cover.
Buy-to-Let Property Insurance can protect your property against risks such as fire, flood, theft, accidental damage, and liability claims. Whether you own a single rental property or a portfolio of lets, we’ll help you arrange cover that suits your needs and budget.
If you find a cheaper quote for an equivalent policy within two days of purchase and can provide written proof, you may cancel with us and receive a full refund, provided no claims have been made.
That’s our promise: competitive cover, guaranteed peace of mind.
What Is Buy-to-Let Property Insurance?
Buy-to-Let Property Insurance, also known as Landlord Insurance, isn’t a legal requirement, but it’s highly recommended to protect your investment.
This type of insurance covers the risks that standard home insurance policies don’t. It’s designed for landlords who:
Own or manage rental properties
Are responsible for insuring the building or freehold
Have furnished properties that may be rented out
Landlord insurance generally includes Buildings Insurance and Contents Insurance, similar to regular home insurance, but tailored for the unique risks of rental properties.
How can we help?
Buildings Insurance for Landlords
Our policies cover rental properties against a wide range of risks, including:
- Fire, storm, flood, and lightning
- Falling trees or debris
- Explosions, riots, or aircraft damage
It’s important to ensure your policy covers the full rebuild cost of the property. If you have a mortgage, your lender will require this coverage. Even without a mortgage, having proper buildings insurance is essential to protect your investment.
Contents Insurance for Landlords
Tenants are responsible for insuring their own belongings, but if you let furnished properties, contents insurance is vital.
This cover typically protects soft and hard Funishings such as:
- Beds, sofas, tables, and chairs
- Carpets, curtains, and other furnishings
- Fixtures and fittings against damage or theft
Contents insurance ensures that you’re not left out-of-pocket if tenants accidentally damage or steal items you provide.
What Sort of Buy To Let Cover Should I Look For?
The right landlord insurance depends on your specific property and needs. Policies can include additional features such as:
- Malicious damage caused by tenants
- Theft or attempted theft by tenants
- Property owner’s liability for third-party injury claims
At RightSure for Business, we are insurance experts. We know the market inside out and understand how to avoid common pitfalls. Whether you’re a new landlord or managing multiple properties, we provide advice to help you find cover that balances quality, protection, and affordability.
Our online quotation form considers your property, tenancy type, and coverage requirements. Within seconds, our search engine finds tailored Buy-to-Let insurance quotes from dozens of trusted UK insurers.
Buy-to-Let Insurance for Every Type of Property
Whether you own a single rental home or a portfolio of lets, we can help you find the right cover for your needs. We also provide cover for properties that are:
- Furnished or unfurnished
- Short-term or long-term rental
- Part of a mixed-use building or commercial/residential portfolio
Explore our related products:
Residential Landlord Insurance, Unoccupied Property Insurance, Renovation Insurance, Commercial Property Insurance, Holiday Home Insurance, Second Property Insurance, and Property Liability Insurance
Why Choose RightSure for Business?
We specialise in business and property insurance and understand the unique risks landlords face.
With RightSure for Business, you’ll benefit from:
- Cover for rental properties and landlord liability
- Access to a panel of trusted insurers
- Competitive pricing backed by our Money-Back Guarantee
- Quick online quotes and UK-based support
We make it simple to compare Buy-to-Let insurance and arrange cover with confidence, whether online or over the phone, on 0800 515 381
Found it Cheaper Elsewhere?
Our price promise means that if you find a cheaper quote for an equivalent policy (providing written proof within two days of purchase), you may cancel and receive a full refund subject to no claims being made.
Ready to save? or already have a quote?
How can we help?
Liability.
We make finding low cost, high quality liability insurance super simple.
Landlord.
Getting a cheaper Landlord or Buy to Let Insurance doesn’t need hours of searching the web for the very best deal.
Fleet.
From 3-300 plus vehicles including mixed vehicle fleets, why not see how much you can save?