- Safe & Secure
- UK Based Specialists
- High Level of Standard Cover
Our Price Promise for Liability Insurance
Here at RightSure For Business, we understand that running a business comes with daily risks. From protecting your employees to safeguarding customers and visitors, there’s a lot to manage, and having the right liability insurance in place is essential.
Our Public and Employers’ Liability Insurance provides comprehensive cover for situations where someone is injured, or property is damaged, as a result of your business activities. Whether you’re a small business owner, a tradesperson, or run a larger company, we’ll help you find cover that fits your operations and budget.
If you find a cheaper quote for an equivalent policy within two days of purchase and can provide written proof, you may cancel with us and receive a full refund, provided no claims have been made.
That’s our promise: competitive cover, guaranteed peace of mind.
What is Public Liability Insurance?
Public Liability Insurance protects your business if a customer, client, or member of the public makes a claim due to injury or property damage caused by your business activities. It gives you peace of mind that, should the worst happen, you have the cover to handle compensation claims quickly and effectively.
At RightSure For Business, our market specialists compare quotes from a panel of leading UK insurers to find the right level of cover for your business at a competitive price.
How can we help?
Do I Need Public Liability Insurance?
You may need Public Liability Insurance if your business involves:
- Customers, clients, or members of the public visiting your premises.
- Visiting other people’s premises and potentially causing accidental damage.
- Clients who require you to hold cover before you can work with them.
- Activities where your staff could accidentally put someone else at risk of injury.
Even minor accidents can result in significant compensation claims, so having the right cover ensures your business is protected.
What is Employers Liability Insurance?
Employers’ Liability Insurance protects your business if an employee becomes ill or injured as a result of their work and makes a claim against you.
It’s a legal requirement for almost all businesses with staff, including part-time employees, volunteers, and subcontractors, under the Employers’ Liability (Compulsory Insurance) Act 1969. Having the right cover ensures you can manage claims effectively while meeting your legal obligations.
Do I Need Employers’ Liability Insurance?
You need Employers’ Liability Insurance if your business has any staff, including part-time employees, volunteers, or subcontractors, it’s a legal requirement.
Even with the best health and safety practices, accidents or work-related illnesses can happen. Without the right cover, a claim could result in significant financial liability, and you could face a major claim.
Our policies provide protection of up to £10 million, giving you peace of mind that your employees are covered and your business is protected.
What Is the Difference Between Public and Employers’ Liability Insurance?
Public Liability Insurance protects your customers, clients, and members of the general public if they are injured or their property is damaged because of your business activities.
Employers’ Liability Insurance, on the other hand, covers your employees if they become ill or injured as a result of their work.
These are two separate types of cover, and neither policy protects both groups, which is why many businesses hold both.
What type of liability insurance cover do I need?
Not sure whether your business needs Public Liability, Employers’ Liability, or both? Our Liability Insurance Specialists are here to help.
We’ll assess your business type, size, and activities to provide a policy that provides the right level of cover. Using our panel of leading UK insurers, we ensure you get comprehensive protection at a competitive price, giving you peace of mind that your business, staff, and customers are safeguarded.
Get a quote online or call our Liability Insurance Specialists for free on 0800 515 381.
Why Choose RightSure for Business?
We specialise in liability insurance and understand the unique risks businesses face across the UK. With RightSure, you’ll benefit from:
- Cover tailored to your business type, size, and circumstances
- Access to a panel of trusted UK insurers
- Competitive pricing backed by our Money-Back Guarantee
- Quick, straightforward online quotes 24/7
- UK-based support from our dedicated customer care team
Found it cheaper elsewhere? Our price promise means that if you find a cheaper quote for an equivalent policy within two days of purchase, and can provide written proof, you may cancel and receive a full refund, provided no claims have been made.
How can we help?
