Restaurant Insurance - RightSure for Business

Tailored policies that meet you and your restaurants high standards.

Our Price Promise for Restaurant Insurance

At RightSure For Business, we know that running a restaurant is demanding. From managing staff and expensive kitchen equipment to keeping stock safe and ensuring customers are protected, the risks are constant. That’s why having the right insurance in place is critical.

Our Restaurant Insurance offers comprehensive protection against fire, flood, theft, accidental damage, business interruption, and liability claims, giving you confidence that your business can continue trading if the unexpected happens.

If you find a cheaper quote for an equivalent policy within two days of purchase and can provide written proof, you may cancel with us and receive a full refund, provided no claims have been made.

That’s our promise: competitive cover, guaranteed peace of mind.

What is restaurant insurance?

Restaurant Insurance provides protection for restaurateurs against unexpected claims, accidents, or damage that could affect their business. With the right policy in place, you can have peace of mind knowing your property, equipment, stock, staff, and customers are safeguarded.

As hospitality insurance specialists, we guide you through finding the right cover for your unique business needs. Securing comprehensive insurance doesn’t need to be stressful, we take care of the hard work, so you can focus on running your restaurant with confidence.

How can we help?

What does restaurant insurance include?

At RightSure For Business, we work with a panel of leading UK insurers to provide a policy to your restaurant’s needs. Depending on your business, your policy can include protection for:

Public Liability – cover if customers or visitors are injured on your premises
Products Liability – protection against claims arising from the food or drinks you serve
Business Interruption – compensation for lost income due to unforeseen events such as fire or flood
Glass Cover – protection for windows, mirrors, and display units
Stock – including food, beverages, and high-value items like wines and spirits
Goods in Transit – cover for stock while being delivered or moved
Employers’ Liability – protection if a staff member is injured or becomes ill as a result of their work

We provide policies to your specific restaurant, ensuring you have the right cover for your property, equipment, staff, and customers.

What kind of insurance does a restaurant need?

No two restaurants are the same, and neither are their insurance needs. Whether you run a small café, a busy high-street restaurant, a bar, or a multi-location chain, we can help you find a policy that provides the right level of protection for your business.

RightSure For Business can help you find the right cover to protect your property, equipment, stock, and staff, while ensuring you’re safeguarded against risks like fire, flood, theft, accidental damage, and liability claims.

We can also provide support if your business forms part of a wider portfolio, or if you require additional cover types:

Commercial Property Insurance – for business premises
Business Property Insurance – protecting equipment, stock, and fixtures
Public Liability Insurance – covering customers, visitors, and contractors
Retail Insurance – if your restaurant operates a takeaway, shop, or merchandise section

What type of restaurants do we cover?

Over the years, we’ve provided insurance for a wide range of hospitality businesses, including restaurants, cafés, bars, pubs, and hotels.

How much insurance does a restaurant need?

Finding cheap restaurant insurance doesn’t mean cutting corners or sacrificing the protection your business requires. Every restaurant is unique, and your policy should reflect the specific risks your business faces.

Our Hospitality Insurance specialists will work with you to put together a comprehensive policy that provides the cover you need at a competitive price.

To help us provide an accurate quote quickly, it’s useful to have the following information ready:

Number of Covers – how many diners your restaurant can accommodate
Approximate Annual Turnover – your expected annual turnover
Type of Alarm – details of the alarm system installed at the property

With these details, we can provide a policy that protects your property, staff, stock, and customers, giving you peace of mind that your restaurant is safeguarded against unexpected events.