- Safe & Secure
- UK Based Specialists
- High Level of Standard Cover
Our Price Promise for Retail Insurance
Here at RightSure, we understand that running a shop or retail business comes with daily challenges. From safeguarding your stock and equipment to protecting staff and customers, there’s a lot to manage, and having the right insurance in place is essential.
Our Retail Insurance provides comprehensive protection against risks such as fire, flood, theft, accidental damage, business interruption, and liability claims. Whether you operate a small boutique, a busy high-street shop, or multiple retail locations, we’ll help you find cover that fits your business needs and budget.
If you find a cheaper quote for an equivalent policy within two days of purchase and can provide written proof, you may cancel with us and receive a full refund, provided no claims have been made.
That’s our promise: competitive cover, guaranteed peace of mind.
What is shop/retail insurance?
Retail Insurance provides essential protection for shop owners and retail businesses by covering the key risks that could disrupt day-to-day operations. It’s designed to safeguard your business, your employees, your customers, and the assets that keep your shop running.
From damage to your premises and stock, to liability claims or unexpected interruptions, Retail Insurance helps ensure you’re protected against the challenges that come with operating in the retail sector.
How can we help?
Insurance for Every Type of Retail Business
Whether you run a small independent shop or a multi-site retail operation, we can help you find the right insurance to protect your business. Our panel of trusted UK insurers provides specialist cover designed around the unique risks faced by retailers of all sizes.
We work with all types of retail businesses, from cafés and florists, salons to clothing shops and online stores. We’ll ensure your business is properly protected at a competitive price.
We can also help if your business:
- Operates from multiple locations
- Sells both in-store and online
- Handles high-value stock or specialist equipment
Explore our related products:
Business Insurance, Commercial Property Insurance, and Public Liability Insurance
Do I need shop insurance?
If you run a shop or retail business, the right insurance isn’t just helpful, it’s essential. Retail premises face a wide range of risks, from theft and accidental damage to fire, flooding, and unexpected business interruptions. Having the right cover in place gives you peace of mind that if the worst happens, you can recover quickly and get your doors open again.
Retail Insurance doesn’t just protect your business and its assets, it also helps safeguard your employees and customers, ensuring you’re covered for the responsibilities that come with running a shop.
What does shop insurance cover?
Retail Insurance brings together a range of protections designed to keep your business running smoothly, even when the unexpected happens. Depending on your policy, your cover may include:
Public Liability Insurance – protection against claims for injury or damage which you are found legally liable for.
Employers’ Liability Insurance – safeguards individuals and businesses against legal and compensations claims from employees for a work-related illness or injury.
Buildings Insurance – covers the building you run your business from.
Stock – covers your stock should it be stolen, damaged or destroyed and paying out to replace it.
Business Interruption – coverage that replaces business income lost in a disaster such as a fire.
With the right combination of cover, your retail business can operate with confidence, knowing you’re protected against the risks that matter most.
How much cover do I need for my shop or retail business?
Every retail business is different, which is why there’s no one-size-fits-all level of cover. The insurance you need depends on your premises, your stock, your equipment, and the day to day risks your shop faces. That’s why cover is essential, and why so many retailers choose RightSure for Business.
Not sure how much coverage you need? Speak to one of our Retail Insurance Specialists today to see how much you could save on your premiums. Our award-winning team have gained a wealth of knowledge in the retail industry and have found that most of our new enquiries come through recommendations.
We arrange policies through all major UK insurers and Lloyds of London to provide you with a suitable, comprehensive policy at a competitive price for your individual requirements.
How to get cheaper shop/retail insurance?
Running a shop is demanding, and the last thing you want to do at the end of a busy day is spend hours comparing insurance quotes. That’s where RightSure For Business can help. We save you time by doing the hard work for you.
Our award-winning team compares prices across our panel of trusted UK insurers to find the right level of cover at a competitive price, so you can focus on your business, not your paperwork.
Get a quote online or call our Retail Insurance Specialists for free on 0800 515 381.
Our Price Promise “We Won’t Be Beaten!”
If you find a cheaper quote for an equivalent policy (providing written proof within two days of purchase), you may cancel and receive a full refund subject to no claims being made.
How can we help?
