Unoccupied Property Insurance

Cheaper Property Insurance at the click of a button

We know that leaving a property unoccupied can be stressful. Standard buildings insurance may not provide sufficient cover during these periods, leaving your investment exposed to risks like fire, flood, theft, or accidental damage.

That’s why our specialist Unoccupied Property Insurance is designed to protect your property while it’s empty. Whether it’s awaiting sale, renovation, probate, or a new tenant, we’ll help you safeguard your assets, giving you peace of mind and the ability to focus on your business.

If you find a cheaper quote for an equivalent policy within two days of purchase, and can provide written proof, you may cancel with us and receive a full refund, provided no claims have been made.

That’s our promise: competitive cover, guaranteed peace of mind.

Cover Your Property While It’s Vacant

Whether your property is awaiting sale, renovation, probate, or a new tenant, standard insurance may not be enough.

We can also help if your property is part of a wider portfolio:

Landlord Insurance for other rental properties
Renovation Insurance during refurbishment projects
Commercial Property Insurance if the premises are used for business purposes

How can we help?

When do I need Unoccupied Property Insurance?

There are a number of instances when unoccupied property insurance can be beneficial as numerous factors can lead to a property entering a void period. This is why it’s so important to have an unoccupied property insurance policy that covers you against:

Unoccupied Property pending Probate
Unoccupied Property during Renovation
Unoccupied Property pending Sale
Unoccupied Property pending Let (between tenants)

If you would like to find out more about unoccupied property insurance please contact our customer services team on 0800 515 381.

What does Unoccupied Property Insurance Cover?

As with most insurance policies, when it comes to unoccupied property insurance there are different levels of cover depending on your needs. However, our team can help you protect your unoccupied properties against: