Your peace of mind landlord insurance specialists

Residential Landlord Insurance

Here at RightSure For Business we understand that being a residential landlord comes with its own challenges. From finding reliable tenants to protecting your investment during void periods, there’s a lot to manage, and having the right insurance in place is vital.

Our specialist Residential Landlord Insurance safeguards your property and income against risks like fire, flood, theft, accidental damage, and loss of rent. Whether you’re an experienced landlord or just entering the buy-to-let market, we’ll help you find cover for your property and budget.

If you find a cheaper quote for an equivalent policy within two days of purchase, and can provide written proof, you may cancel with us and receive a full refund, provided no claims have been made.

That’s our promise: competitive cover, guaranteed peace of mind.

Cover for Every Residential Property

We provide insurance for all types of residential properties. From apartments and bungalows to detached houses and larger estates. No matter the size or location of your property, we will ensure you get the protection you need.

We also help with related insurance products:

  • Unoccupied Property Insurance for void periods
  • Buy-to-Let Property Insurance for multiple rental properties
  • Landlord Liability and Property Liability Insurance for added peace of mind

 

Explore related products: Unoccupied Property Insurance, Buy-to-Let Property Insurance, Landlord Liability Insurance, Property Liability Insurance and Renovation Insurance
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What Does Residential Landlord Insurance Cover?

A comprehensive policy typically includes:

  • Buildings Cover: Protects the structure of your property against fire, flood, storm damage, and accidental damage.
  • Loss of Rent / Business Interruption: Covers income if your property becomes uninhabitable or void.
  • Public and Property Owner’s Liability: Protects against claims from tenants or visitors for injury or property damage.
  • Optional Extras: Legal cover, malicious damage cover, void period protection, or contents cover.

With the right policy, you can protect your investment, reduce financial risk, and manage your portfolio with confidence.

Call us on 0800 515 381 or get a quote online.

What Does Residential Landlord Insurance Cover?

 
 

We specialise in Residential Landlord Insurance and know what landlords need.

You’ll benefit from:

  • Cover for your property and circumstances
  • Access to a panel of trusted UK insurers
  • Competitive pricing backed by our Money-Back Guarantee
  • Quick, straightforward online quotes 24/7
  • UK-based support from our dedicated customer care team

Found it cheaper elsewhere?

Our price promise means that if you find a cheaper quote for an equivalent policy (providing written proof within two days of purchase), you may cancel and receive a full refund subject to no claims being made.

Frequently Asked Questions

How does the Renters' Rights Act 2025 affect my residential landlord insurance?

The Renters’ Rights Act 2025 abolished Section 21 ‘no-fault’ evictions from 1 May 2026, moving all assured tenancies to a periodic structure. Rent increases are now limited to once per year with at least two months’ notice required, and tenants can challenge excessive increases via tribunal. A new Private Rented Sector Ombudsman has also been introduced, with legally binding powers to resolve disputes.

For landlords, this means eviction proceedings are more likely to be contested and drawn out, and disputes are more likely to be formally escalated. While the Act doesn’t change what landlord insurance covers, it does change the risk landscape you’re operating in. Legal expenses cover and loss of rent protection become particularly valuable in this environment. If you’d like to review your cover in light of these changes, our specialists are here to help.

Call us on 0800 515 381 or get a quote online.

How can we help?