What is shop/retail insurance?
Shop insurance is also known as retail insurance is a type of insurance that protects business employers, employees and customers. It’s essential for anyone in the retail industry looking to obtain protection against potential risks which could affect the operation of your business.
How can we help?
What type of businesses need shop/retail insurance?
We offer a wide variety of cover for shops ranging from:
- Hair salons
- Coffee shops
- Clothes stores
- Convenience stores
- Charity shops
- Online store or business
- And more
Do I need shop insurance?
It’s something that should be considered by all shop owners. There are many risks running any type of shop, from theft to flooding. Having insurance gives you peace of mind that should the worst happen, you are covered and can get the doors open and the tills ringing again in no time.
Not only does it protect you as a business, but it also protects your employees and customers.
What does shop insurance cover?
Here are just a few key factors that should be considered when taking out a policy
Public Liability Insurance – protection against claims for injury or damage which you are found legally liable for.
Employers’ Liability Insurance – safeguards individuals and businesses against legal and compensations claims from employees for a work-related illness or injury.
Buildings Insurance – covers the building you run your business from.
Stock – covers your stock should it be stolen, damaged or destroyed and paying out to replace it.
Business Interruption – coverage that replaces business income lost in a disaster such as a fire.
How much cover do I need for my shop or retail business?
A difficult question to answer. No two shops are the same. That’s why retail insurance needs to be specific to you and your business needs. You need the right insurance. You need RightSure for Business.
Not sure how much coverage you need? Speak to one of our Retail Insurance Specialists today to see how much you could save on your premiums. Our award-winning team have gained a wealth of knowledge in the retail industry and have found that most of our new enquiries come through recommendations.
We arrange policies through all major UK insurers and Lloyds of London to provide you with a suitable, comprehensive policy at a competitive price tailor-made to your individual requirements.
How to get cheaper shop/retail insurance?
You run a shop and the last thing that you want to do at the end of a busy day is shop around for insurance. Time is money, so save time with RightSure.
Let our amazing award-winning team get you a great deal on your insurance.
Our Price Promise “We Won’t Be Beaten!”
If you find a cheaper quote for an equivalent policy (providing written proof within two days of purchase), you may cancel and receive a full refund subject to no claims being made.